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GTBank transfer code: 737 – How to transfer money

GTB fulled named as Gauranty Trust Bank has a special way of transferring money from customers of same bank and also other banks like First bank, Unity bank, UBA, Fidelity, e.t.c which is very easy, safer and clean.

How to Transfer Money from GT to GT – GTBank

To initiate a transfer to a GTBank account, that is, from your GT Bank account to another GT Bank, all the customers need to do is to dial the USSD short code *737*1*AMOUNT*ACCOUNT#.

The AMOUNT is the amount to be transferred and then the ACCOUNT is the NUBAN account number of the beneficiary(the persons account number you are sending to). Remember authentication is required.

NOTE: You need to use the last four digits of your GTBank Naira MasterCard to authenticate each transaction. That is, for those who have not setup the 737 mobile banking before.

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737 GT transfer code example

E.g. to send N10,000 to an account with account number as 0123456789 this is how to go about it:


Note: Replace 0123456789 with the beneficiary 10 digit account number and also put the amount you want to send correctly.

How to Transfer Money from GT to Other banks

To Transfer From Your GTBank Account to Other Banks Account the process is the same, except for replacement of 1 to 2.

To transfer money from GT Bank to Other Bank account follow this simple step:

  1. Dial *737*2*AMOUNT*ACCOUNT_NUMBER#.
  2. You will then be asked to select recipient’s bank (FBN, Access, Zenith, UBA, Fidelity, e.t.c.). Make the right choose of your beneficiary’s bank.
  3. The account name of the recipient will be displayed. Confirm details before proceding.
  4. Enter last four digits of your GTBank Naira MasterCard to authenticate the transaction.
  5. Wait for the transaction to be completed and you will receive a debit alert once the transfer is successful.

Note: You can only make GT Bank through 737 USSD code from your mobile number registered with your bank.

The account name of the recipient will be displayed for you before you authenticate the transfer. This is to let you verify that you are actually sending the money to the right person and not to a wrong account. If your phone number is registered to both a saving and current account then your current account will be debited. Customers can transfer from N1,000 and a maximum of N20,000 daily.

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Information from GT website:

Source: https://635.gtbank.com/2015/05/1119/

Questions regarding GT Bank transfer

Here are questions we find that GT Bank customers will like to know regarding their account and GT bank’s transfer and codes.

NOTE: All these questions are based on GT transfers using the 737 code.

How to much is the minimum GT transfer code limit?

The minimum is N100 only.

But on their website i see N1,000 which was last updated May 2015. I have made transfers of less than 1,000 naira multiple times without restrictions from GTB.

How to much is the maximum GT transfer code limit

The maximum transfer limit is N50,000 per transaction. And upto to N500,000 for total transactions for a single day.

GTBank has it on their webstie to be N20,000, but the website’s information remains out of date (may 2015) as many transactions are been made by me that has past this threshold of their.

Note: This transaction limit varys for account types, like the savings, currents, GT kids, e.t.c.

Can i transfer to Foriegn banks using 737?


You can only make transfers with the GT Bank 737 mobile banking code within Nigeria. To run transfers from your GT Bank to other banks outside Nigeria, you make good use of your ATM card which should be connected to any verified online payment gateway systems like Payooner, PayPal, Stripe, Skrill, e.t.c.

It’s that simple and fast. Money transfer just got easier and faster with the *737* Transfer.

GT Bank

Is Transfer Free when using GT transfer code?

NO! except for GT to GT.

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When transferring from GT to GT, which same bank, the transfer charge is completely zero. That is awesome right? Yeah it is.

While the same bank transfer using 737 USSD transfer code is free, the transfer from GT to other banks is not free. GT charge from N10.00 – N56.40 per transfer, with Polaris Bank as the highest when making transfer to beneficiary using it.

Comments and reviews.

The GT Bank USSD transfer code which is known as 737 is good, secure and a fast means of running transfer transactions from your GT Bank with easy.


Have Questions or Suggestions? Comment!

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