Airtel customers can borrow Airtime/talk time from their number with ease. Before i continue, *500# is the official Aritel borrow credit USSD code. In this post you will understand how to Borrow recharge card from Airtel, their percentage rate charges and how to borrow talktime without paying percentage charges.
This is great if you are tight trying to connect with your loved ones, especially if your bank isn’t responding or not in a good area to buy recharge card, or maybe u’re low on cash.
Airtel Borrow Credit service is called Airtel Extra Credit, which the code is *500# has made this absolutely possible.
In this post, I’ll show you how you can do that. Kindly follow the guide carefully and remember terms and conditions applies when it comes to borrowing airtime on Airtel in Nigeria.
How to borrow airtime from Airtel – Airtel Extra Credit (Code)
Airtel Extra Credit service allows you to borrow Airtime or Talktime from Airtel NG, but, you must have met the conditions below to be eligible;
Requirement and Eligibility
- You must be a prepaid customer with a registered SIM.
- SIM must be at least 2 months old
- Actively recharging and using your line with an average of N200 monthly.
- Customer who have paid up any previous loan and associated charges
Borrowable Amount – Airtel Extra Credit
The amount that can be borrowed on Airtel is N25, N50, N100, N200, N500, N1000 and N2000.
To borrow airtime/credit on Airtel
- Dial *500*amount#, e.g *500*100# to borrow N100 or dial *500# and follow the prompts.
|Airtime requested (NGN)||Amount to Given (Taxed)||Amount to be Payed (NGN)|
As you can see from the above, there is a service deduction, which Airtel collects and credits you with upto 85% of your requested Amount.
Airtel service charge
You will pay 15% of the borrowed amount as a service charge. E.g, if you borrow N100, you will receive N85 or if N50, you will receive N42.50.
How to Borrow Airtel Credit without Service charges
This is the most interesting path, where customers can borrow airtime without paying for the service charge. I believe you know what is a service charge. For example, if you borrow #100, Airtel collects #15 in advance, so you will be left with #85.
But in this case, if you borrow #100, you wouldn’t be charged anything and you will have the #100 complete to talk to your loved ones in a longer time.
Step – by – Steps:
- Dail *500#
- If Eligible to use Airtel Extra Credit feature, Select Borrow Talktime [Usually Option 1]
- Select your Available Options like #100, #50, #200, e.t.c.
Now, after been credited with this talktime credit, you can call your loved ones for a longer time and it saves money, where you only pay for what you use.
That’s how to borrow airtime on Airtel using the Airtel Extra Credit service. Go ahead and start borrowing airtime credit from Airtel network provider today. You can pay back by simply recharging, where the amount you borrowed is taken from your recharged airtime balance.